Return of Checks with Technical Defects

I still don't get why people can't follow these simple steps:

1. Complete details and accurate (Check Date, Payee Name, Amount in Figures, Amount in Words, Signature/s of Drawer/s)

2. Ensure that the check is currently dated

3. Use only black or blue in when writing on the check

4. Ensure that there are no erasures on the check.

Sample Customer Advisory from UCPB